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First Annual MMA Stop Loss Report


Download a copy of Stop Loss ReportNovember 10, 2017

MMA is proud to announce the release of the first annual Stop-Loss Survey. This survey was created to provide a level of benchmarking not previously available in the stop-loss market.

There are many reasons an employer is, or would consider being self-funded for their medical insurance. The continuous evolving landscape of the Affordable Care Act coupled with an employer’s size, demographics, geographic location and financial position are all factors causing more employers than ever to consider the possibility of this type of funding arrangement.

In the initial year of this survey, our team compiled data from over 200 clients, spanning 11 of MMA’s Upper Midwest offices. Following a period of detailed analysis, the results give an accurate view of benchmark deductible levels and premiums for employers based on their size, industry, risk tolerance and geographic location. The team for this report was led by Actuarial Consultant Sarah Delaney, at MMA Sioux Falls. Ms. Delany has over 10 years of experience in benefit design, underwriting, predictive modeling, and risk modeling.


For those employers that are currently self-funded or considering the option, this survey can help ensure they are able to purchase an appropriate level of stop-loss coverage at a competitive price. For further questions on this report, your benefit decisions, or any other inquiries, please reach out to your local MMA representative.