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COMMERCIAL INSURANCE TO KEEP YOUR BUSINESS AFLOAT NO MATTER WHAT

To prevent risk to your organization and protect you from severe harm in the event that something unfortunate does happen, proper commercial insurance is essential. Our account teams work with you to help ensure proper insurance protection is in place and that you get all the support you need—whether structuring new coverage or managing a claim through to resolution. In fact, our goal is to have you consider us as part of your team.

We do our homework

Because your business is unique, we research your organization, industry, market and people to uncover your risks and learn about goals. Then we develop a comprehensive solution that protects your firm, your assets and your employees. We work with a wide variety of carriers, so we are always able to find the right match no matter what your needs are.

Getting to the Root Cause

Risk prevention services support your insurance coverage by addressing the causes of risk at its roots. Some of the services we use to help prevent damaging insurance claims from occurring in the first place include the following:

CLAIMS ASSESSMENT & ANALYSIS

  • Past claims analysis—by business unit, shift, department, etc.
  • Loss picks


EMPLOYEE WELLBEING, SUPPORT & ENGAGEMENT

  • Safety culture development
  • Behavioral observations and analysis
  • Leadership and employee coaching, training and screening
  • Pre-hire through post-hire support
  • 24/7 employee health and wellness


Safety and loss prevention

  • Safety committees and safety consulting
  • On-site and walk through inspections
  • OSHA, DOT and regulatory compliance

More about MMA

Business InsuranceLocal to Multi-National Protection
Because we are Marsh & McLennan Agency, you’re covered whether your firm is local, statewide, multi-state or international.
Business Insurance Services & Products
We can fulfill any insurance need you could possibly need. If you don't see what you're looking for below, just ask.
Industry & Coverage Specialization
We focus on the following industries & specialty insurance lines: Manufacturing; Construction; Schools; Auto Dealers; Bike Industry; Franchising; Hospitality; Retail; Small Business; Nonprofit; Life Science; Law Firms; Surety Bonding; Executive Liability.
Risk Prevention is More than Great Insurance
Risk prevention services support your insurance coverage by addressing the causes of risk at its core. We have many services to help prevent damaging insurance claims from occurring in the first place.
Manufacturing Insurance
Insurance and risk management services for the manufacturing industry.A sample of the insurance programs we offer manufacturers.
Manufacturing Risk Prevention
Beyond providing insurance, we can help eliminate manufacturing risk.
Construction Risk Prevention
Beyond providing insurance, we can help eliminate construction and contractor risk.
Construction Insurance
Beyond insurance, MMA can help eliminate construction and contractor risk.We can provide access to all types of insurance common for companies in the construction industry.
Clinical Trials Protection
As life science organizations increasingly turn to global markets to conduct clinical trials, they become exposed to new risks. We offer clinical trial insurance protection through two primary sources: Chubb and Marsh.
Life Science Insurance
We provide a portfolio of insurance offerings designed to keep pace with your growing business.
Life Science Risk Prevention
In partnership with Marsh & McLennan, the premier global provider of advice and solutions in risk, strategy and human capital, we can service any benefit or property/casualty need, nationally or internationally.
Management & Executive Risk Prevention
An executive or management liability insurance program with gaps in it is not worth the paper it’s written on. We can identify your exposures, conclude if they are insurable and help you decide whether insurance is the best option for protection.
Management & Executive Liability Insurance
We have a large number of products drawn from our world-wide experience and partnerships with trusted insurers.
Commercial Surety
There are many non-construction surety bonds that you might need at a moment’s notice to secure a contract or sale.
Carrier Relationships
We have a network of reliable surety companies for many different types of clients.
Cyber Liability Protection - old
Learn common causes of data breaches and some simple risk prevention measures to take within your organization to minimize your cyber liability exposure at this Webinar.MMA is experienced and knowledgeable on cyber liability risk and the insurance products available to protect you in the event of a breach.
Schools Overview
 reduce accidents and keep employees safe and productive. We help schools throughout Wisconsin and Minnesota contain and manage insurance premium and risk costs, reduce accidents and keep employees safe and productive.
School Insurance Products & Services
 assets and tax dollars. With access to multiple insurance carriers, we are able to structure a school district insurance program that provides the protection necessary to run a high-functioning organization.
School Risk Prevention
 advocacy and reductionIn addition to school insurance, our in-house consultants offer safety consulting; claims management, advocacy and reduction; human resource consulting; health management and wellness consulting; employee benefits; and management liability insurance.
Contract Surety
We understand that a contractor's bond program is a vital component in achieving your business goals.
Business Insurance Overview
Proper commercial insurance is essential. Our account teams work with you to help ensure adequate and accurate insurance protection is in place and that you get all the support you need—whether structuring new coverage or managing a claim through to resolution. Read More
Surety Bonding
Our skilled, in-house bond professionals can save your company time and effort when trying to find the right surety. Our professionals understand the complexities of the bonding marketplace and can find solutions to meet your demanding needs.
Executive Management Liability Insurance
An executive or management liability insurance program with gaps in it is not worth the paper it’s written on. We can identify your exposures, conclude if they are insurable, and help you determine whether insurance is the best option.
Manufacturing Overview
Insurance and risk management services for manufacturers.We have manufacturing insurance programs available to cover workers' compensation, fleet/auto insurance, property insurance and more, but our primary concern is to help prevent claims in the first place.
Construction Overview
No only do we deliver competitive and quality insurance programs for contractors, we also help develop safety and risk prevention initiatives and programs that take your business culture into account.
Life Science Overview
We think strategically to develop customized insruance and risk prevention solutions designed specifically around the needs of life science organizations, to help you manage risks and propel growth.
The Workers’ Compensation Experience Modification Rating
Controlling your workers compensation experience modification rating is the surest way to reduce your workers comp insurance premiums. Image used under Creative Commons from Tom Page (https://www.flickr.com/photos/tompagenet/)The key to reducing workers’ compensation insurance costs is controlling and reducing your experience modification rating.
Nursing Home & Senior Living Overview
Marsh & McLennan Agency helps nursing homes and senior living facilities prevent risk and secure accurate and adequate insurance protection.The risks facing nursing homes and senior living facilities are different than they were even just a few years ago. Marsh & McLennan Agency is different. We provide risk prevention services that go far beyond great insurance and employee benefits.
Nursing Home & Senior Living Insurance
Marsh & McLennan Agency offers insurance for senior living and nursing homes.A brief overview of the insurance products available to nursing homes, senior living and long-term care facilities.
Nursing Home & Senior Living Risk Prevention
 reduce and prevent risk.We strive to help reduce and prevent other risks from causing you to even use your insurance because that’s the best way to drive premium savings as well as enhance productivity, efficiencies and care delivery.
Duluth Builders Exchange Group Safety Dividend Insurance Program
 The Duluth Builders Exchange Group Safety Dividend Insurance Program delivers exclusive protection and terms for DBX members. The Duluth Builders Exchange Group Safety Dividend Insurance Program delivers reliable insurance protection with preferred rates and a chance at getting an “insurance refund” through a local agency committed to your industry and our community.
MSBAIT Risk Protection Program Through Marsh & McLennan Agency
Marsh & McLennan Agency is the only endorsed insurance agency for property, casualty and workers' compensation insurance for MSBA member schools.
Cyber Liability Protection