The Workers Compensation Experience Modification Rating

The key to reducing workers' compensation costs

January 1, 2015

Controlling your workers compensation experience modification rating is the surest way to reduce your workers comp insurance premiums.

The key to reducing workers' compensation insurance costs is controlling and reducing your experience modification rating. Doing this takes hard work, knowledge of and experience with the system and a dedicated team to help you and your company develop smart strategies that deliver real results. There's no quick fix, no silver bullet, that can do this despite what you may hear.

To illustrate, we've assembled several articles explaining the experience modification rating, how it works and what you can do to affect it.