With over 35 years of experience in the field of insurance and risk management, Jeff is knowledgeable in all lines of insurance and risk management. However, he has a special interest in Professional Liability, Medical Malpractice, and the enterprise risk management needs of large commercial businesses. Jeff holds the prestigious designation of Chartered Property and Casualty Underwriter (CPCU). A graduate of the College of Insurance in 1977, Jeff earned a BA degree in Business and Insurance and has served as President of Howalt+McDowell Insurance since 1985. Jeff is very active in the Sioux Falls Community, serving integral roles with organizations such as the Sioux Empire United Way, Sioux Falls Area Community Foundation, and the South Dakota Parks & Wildlife Foundation. In his free-time, Jeff enjoys hunting, nature conservation, property development and spending time with his wife, two daughters, son-in-law and granddaughters.