Phil advises clients on developing strategies in the areas of employee health and welfare plan design, and funding of medical, disability, flexible benefits, paid time-off and wellness programs. Prior to joining Marsh & McLennan Agency, Phil was a consultant at Towers Watson and has more than 15 years of industry experience. He has also provided consulting to a wide range of industry groups, both for and not-for-profit, with a specific focus on healthcare clientele. Phil earned his bachelor’s degree in finance from St. Joseph’s University and his MBA at St. Joseph’s University and Boston College. Phil also holds a Health and Life producer’s license.