Ryan Hays

Account Executive

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Insurance Associates, Towson, Maryland

After graduating from the University of Maryland, College Park in 2014 with a Double Major in English and Economics, Ryan began his career in the insurance and surety industry. In 2019, Ryan joined Marsh & McLennan Agency, known locally as Insurance Associates. Prior to joining MMA, Ryan worked as an underwriter handling construction surety accounts at Travelers. While underwriting, he helped public and private builders meet the demand for new and improved infrastructure. By developing confidential client relationships Ryan learned how to verify and evaluate corporate and personal financial data, review job backlogs, and examine contract provisions to successfully underwrite a bonded job. Through his disciplined approach, Ryan can help negotiate terms and conditions consistent with established surety standards. He also understands the need for businesses to stay nimble and he will help complex clients consider different approaches that support their business objectives. Above all, Ryan stresses the importance of owning and delivering positive outcomes with integrity. When Ryan isn’t actively participating in local trade and industry associations, he enjoys boxing, hiking, and is an avid fan of the Maryland Terrapins, Baltimore Ravens, and the Orioles.