Bike Industry Insurance & Risk Prevention

From Specialized Commitment Comes Specialized Protection

Protection to Match Your Unique Risks

Our Bike Shop Insurance Program provides more than a general Business Owners Policy with a few modifications. It's designed from the ground-up to protect you from the exposures you face within your unique industry. If you've ever had difficulties finding coverage that truly aligns with your business, or are looking to just make the insurance process simpler, we are here to help.

Chances are that, with Marsh & McLennan Agency, you'll get broader protection than what's typically available through other providers— all for about the same or less than standard business owner policies.

We are working on expanding our coverage to others within the bicycle industry. If your organization doesn't fall neatly within the above categories, contact us to discuss your specific details.

FINALLY. BIKE & SKI SHOP INSURANCE FOR BIKE & SKI SHOPS

Unlike Modified Business Owners Policies, this Program Insures the Unique Risks you Face

Unfortunately, many shops are insured under modified general business owners policies, which don’t account for the unique risks facing your industry. Our program is different. It was built from the ground up with input from bike and ski shop owners like you.

BIKE SHOP INSURANCE

Finally. Bike Shop Insurance for Bike Shops.

Unlike Modified Business Owners Policies, this Program Insures the Unique Risks you Face.

Unfortunately, many shops are insured under modified general business owners policies, which don’t account for the unique risks facing your industry. Our program is different. It was built from the ground up with input from bike shop owners like you.

ENHANCED INSURANCE COVERAGE

Most insurers won’t even offer you these lines of protection, but this program includes them at no additional cost because without them you’ll likely face substantial risk:

- Shop Ride Liability

- Rental Liability

- Repair Liability

- Voluntary Property Departure (covers demos/loaners)

Of course, we also offer all standard lines: property insurance, liability insurance, health insurance, dental insurance, etc. More importantly though, we’ll help it all make sense to you and explain why you may or may not benefit from various options and coverage lines.

RISK PREVENTION OVERVIEW

Preventing risk is better than just managing it.

Stop the things that cause premiums to increase.

Insurance is a great product to protect you once something bad happens. But what about preventing that risk in the first place? Our team has the resources to help stop the things that cause insurance premiums to increase from happening in the first place.

Some of our Risk Prevention Services:

- Employment law attorney access

- Employee recruiting & hiring

- Drug testing policies

- Employee handbooks

- Shop safety

- Liability checklists

- Safety, HR, claims, and health management services

Contacts