Academic Risk Prevention Services

School Risk Prevention

We Go Beyond Insurance to Reduce Claims, Enhance Productivity and Improve Health. 

In addition to standard lines of school district insurance, our in-house consultants offer safety and loss control consulting; claims management, advocacy and reduction; human resource consulting; health management and wellness consulting; employee benefits; and management liability insurance.

Risk Prevention Results 

Brokering can only get you so far. We advocate for clients every day to drive down their experience modification factor:

  • In 2011, our local claims department exceeded $2 million in reserve reductions for clients. The average reserve reduction was $31,670 per client and $22,298 per claim.

The bottom line matters when it comes to providing benefits to employees:

  • $328,879: The average employee benefits cost savings we delivered to school districts that became new benefits clients in 2011.

Human resources, health management, safety and loss control have a significant impact on your bottom line:

  • $126,141: The amount of workers’ compensation insurance premium Duluth Public Schools saved after our local claims, safety and HR consultants helped craft a return-to-work program and assisted with various union negotiations to create a solution agreed to by all parties.

Wellbeing can have a significant impact on your personnel, faculty and students. Schools that have instituted wellbeing programs report positive results:

  • Higher employee retention
  • Fewer workers’ compensation claims
  • Higher levels of student engagement
  • A positive impact on student grades and test scores


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