MSBAIT Risk Protection Program

Marsh & McLennan Agency Is The Endorsed Agency For The MSBAIT Risk Protection Program


Program now offers more options, enhanced protection

Marsh & McLennan Agency is proud to work with the Minnesota School Boards Association Insurance Trust (MSBAIT) to provide Minnesota schools with the access and resources they need to help keep themselves, their people and their students safe.

You can trust us to continue to deliver on our tradition of excellence as your MSBAIT-endorsed insurance agency for property, casualty and workers’ compensation insurance and risk management services.

By working with Marsh & McLennan Agency for your school’s or district’s insurance needs, you’ll get:

  • Tax-dollar friendly pricing
  • Access to the premier insurers of Minnesota schools
  • Specialty coverage that protects against the exposures unique to schools
  • Valuable risk-reduction trainings
  • A diligent, experienced and proven in-house claims support team

Carriers & Coverage
Every insurance carrier has its own strengths and appetite for particular types of risk. We draw upon our long-term relationships with leading carriers (local, regional and national), marketplace clout, and knowledge and experience working with Minnesota schools to help ensure you get what you need from your insurance partnership, without paying for any extras you don’t need.

Through the MSBAIT Risk Protection Program, not only will you gain access to the premier underwriters of Minnesota schools, but you also gain access to important coverages that address up-and-coming risks unique to schools. This delivers greater flexibility to create and implement a unique insurance program that protects your school from the risks unique to you.

Primary Insurance Coverages

  • Property
  • Equipment Breakdown 
  • General Liability
  • Sexual Misconduct
  • School Educators Legal Liability
  • Law Enforcement Liability
  • Innocent Party Defense
  • Non-Monetary Relief
  • Crime
  • Inland Marine
  • Umbrella
  • Auto
  • Workers Compensation
  • Employee Benefits Liability
  • Violent Event Response

Other Insurance Coverages

  • Flood
  • Student Accident
  • Volunteer Accident
  • Cyber Liability
  • International Travel
  • Drones
  • Tenants User Liability Program (TULIP)
  • Builders Risk

Protection That Goes Beyond InsuranceIn addition to the unique coverage from the preeminent school insurers, you’ll also have access to services designed to help your school operate more safely and reduce its likelihood of incurring claims in the first place.

These include:

  • ThinkHR – a powerful online and on-call human resources support service
  • Risk Management Center – track certificates of insurance, train employees, and monitor compliance
  • MMA Claims Team – experienced, resourceful team can help minimize claims and their impact on you
  • DOT/OSHA Compliance & Safety Team – certified safety professionals can keep you safe and compliant
  • Risk Prevention Learning Events – seminars and webinars on insurance and risk topics

Accessing the Program
The MSBAIT Risk Protection Program is open to schools throughout Minnesota. You or your local, qualified agent can contact the Marsh & McLennan Agency representatives listed on this page to learn more.