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Agribusiness

Nurturing your limitless growth in agribusiness.

Agribusiness has its share of obstacles, such as unpredictable weather patterns and volatile economic times. Tight regulations, worsening weather, and cyber security threats further compound those challenges. To take these on, our specialized team works with you to tailor agribusiness insurance, employee benefits, and retirement services. We serve a bushel’s worth of agribusiness enterprises, such as:

  • Agricultural cooperatives
  • Feedlots and dairies
  • Food processing plants
  • Fresh produce suppliers
  • Fruit and nut orchards
  • Grain and seed companies

Agribusiness industry solutions

Every farm could use a little variety. The same is true for your agribusiness insurance partner. Our services and offerings can help improve your operations and unlock new growth opportunities.

Crop insurance

Everything you tend to deserves protection. Find security from natural disasters and revenue losses with our help. 

Alternative risks

Innovation in agribusiness insurance takes many forms. Proactively explore risk transfer options with our captive and alternative risk programs.

Employee benefits and compliance

Support your workers' current and future needs with competitive and compliant employee benefits programs.

Environmental insurance

Minimize the monetary impacts of pollution loss through consulting with our environmental risk specialists.

Risk management and loss prevention

Improve organizational safety with our risk prevention program. If a loss occurs, our claims advocacy team helps you rebound.

Business growth protection

Expand into new markets while protecting your income with our international, trade credit, and product recall insurance.

Meet Kody, an agribusiness industry specialist.

Kody Kirkendall

Vice President, Marketing
Minneapolis, MN

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Marsh McLennan Agency Alliances

National Cattlemen's Beef Association

National Grain and Feed Association

USApple

Frequently Asked Questions

Agribusiness insurance protects businesses against risks leading to losses that could negatively impact finances. Farming and farm-based businesses are affected by several factors, often outside their control, including weather and natural disasters. Because of this, agriculture business insurance was created to safeguard businesses that generate most of their earnings from agriculturally based activities. Agribusiness also involves other categories, including food processing, wholesale, and retail.

Agriculture business insurance provides coverage for row crop, trees and timber, agricultural equipment (stationary and mobile), poultry and livestock, general liability, farm income, nursery, seed and floral, and workers’ compensation.

Along with agricultural business insurance, Marsh McLennan Agency provides extensive employee health and retirement products. These solutions give employers advantageous options like health and benefits plans that help boost farmer well-being and aid against mental health problems.

Another type of insurance for farmers and agriculture professionals is private client services. This is personal insurance for equine, private farms, ranch properties, specialty vehicles not used for business operations, and private wineries, among other agricultural operations.

No agribusiness insurance policy is the same, meaning prices will vary for every individual. The cost is influenced by location, your business property’s value, and the total scope of coverage. While securing your most valuable assets is critical, the coverage amount depends on what you have to protect.

Your management practices can help control these risks, thus lowering your farm insurance price. The more energy and effort you put into organizing your operations and keeping your business running smoothly and efficiently, the less vulnerable you will be to potential hazards.

Agriculture businesses have many factors that can cause harm, such as natural disasters, theft, etc. Without insurance, these vulnerable elements can take a farm completely off the map or make it extremely difficult to regain a functioning business. Agriculture business insurance can minimize costs incurred from damages, saving your company hundreds (or thousands) of dollars and helping it get back on its feet.

There are several types of agribusiness insurance for business owners, including auto, general liability, personal liability, property, and umbrella insurance. Marsh McLennan Agency personalizes holistic plans regarding farmers’ property and livestock, health and well-being, and retirement savings. No matter what you need from an insurance provider, we can deliver.

Determining the particular inclusions in your business's agricultural insurance policy is important. Business needs are based on several factors, such as your precise location and region. Your policy specifics also depend on the type of agribusiness you're involved in. Crop type, livestock, equipment, facilities, vehicles, and product- or service-specific risks are all important considerations.

This type of insurance could be a valuable financial asset if your business is based on agriculture. It's especially useful because it can be unique to your situation or circumstances. Agriculture insurance helps protect your business against precise hazards that might not get addressed through traditional commercial business policies.

Specific professionals or industries that should consider agricultural insurance include:

  • Agriculture retail and wholesale
  • Auctions
  • Citrus growers
  • Commercial growers and packers of agricultural products
  • Cotton growers
  • Dairy farmer
  • Estate farms
  • Family farms and ranches
  • Feedlots
  • Food distribution
  • Food processors
  • Forestry
  • Fruit tree and nuts
  • Grain and field crop growers
  • Hops growers
  • Horse farms
  • Hunting and fishing
  • Livestock, primarily cattle, and sheep farmers
  • Pigs and hogs under live stock
  • Poultry and egg
  • Vineyards
  • Wholesale nurseries
  • Wineries, including tasting rooms

For more information on agribusiness insurance and farm liability coverage, contact Marsh McLennan Agency and speak to one of our specialists.

Meet an agribusiness specialist.

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