We call them sales representatives for a reason—they represent your business. Doing so requires them to travel, interact with customers, and, most importantly, be the face of your company. If an employee misrepresents your offerings or argues with a client, you should protect your business with an E&O policy. It may prevent claims from affecting your core business.
And even if your representative does everything right, they can’t protect themselves from accidents any better than you can protect your equipment. While coverage proportions will differ from business to business, it’s best to consider commercial auto insurance and general liability coverage. This protects your workers and the people they encounter during day-to-day operations.