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Real Estate

We know the needs of a real estate organization are different than those of any other industry. Our Real Estate Practice builds a turnkey program by assessing each client’s risk tolerance and understanding each client’s current operational management style.

You have goals and ambitions. Vézina Assurances Inc., Marsh McLennan Agency’s Canadian headquarters (Vézina) has the specialists, experience, and resources to help you pursue them without limits.

We work with more than 5,000 real estate owners, developers, operating companies, investment firms, property managers, and other industry clients—all with one goal: to provide peace of mind. We understand the unique challenges this industry brings and have the specialization within commercial, multi-family, office, and industrial real estate to provide solutions. Our dedicated team of industry experts has experience, a powerful network of resources, and is adept at identifying, quantifying, and managing risks specific to the real estate industry.

Real Estate Industry Services

The real estate industry is constantly evolving and the moving parts must be managed and insured properly. We have internal processes and procedures in place for every phase in real estate to ensure our clients are always taken care of and insured properly.

Insurance Program Audit and Development

We help thousands of real estate organizations protect their interests and secure their future through placement of comprehensive coverage with appropriate insurance markets.

Market Analysis

We can analyze insurance carriers, premiums, and products across all leading markets for the real estate industry.


We can compare your real estate organization to industry peers of similar scope and size. This provides simplified data and metrics on coverages, premium, and more—allowing you to make informed decisions on your insurance program.

Risk Management Analysis

Our team starts by analyzing your organizational structure to identify areas of exposure and create a list of entities that require insurance protection. We work with our clients to understand their ownership position throughout their portfolio.

Loss Review

Your loss history can explain where you have been, where you are going, and how we can help you improve.

Claims and Litigation Management

We help manage the claims process and secure the best results for our clients. We facilitate claim reviews regularly with dedicated claims advocates and carrier adjusters.

Contract Review and Risk Transfer

Typically, a significant portion of a real estate organization’s risk is transferred to third parties. This could be from your subcontractors, outside ownership or management groups, your day-to-day vendors, or your tenants. We offer in-house certificate of insurance tracking and management to all our real estate clients.

Disaster Recovery & Business Continuity Planning

A proactive disaster recovery and continuity plan can significantly reduce the effects of a loss. We can assist in developing these plans in addition to crisis management and disaster response strategies to protect your properties and business.

Employee Health & Benefits

Attracting and retaining the best employees is one of the key deliverables in bringing together a cost-effective program along with wellness initiatives. We will collaborate with you to customize an employee benefits program driven by your employee-base, long-term goals, and objectives.

Tailored Coverages

  • Tailored Coverages
  • Property and loss of rent insurance
  • Civil liability of directors and officers
  • Crime
  • Cyber
  • Garages (parking)
  • Environmental Risks
  • Civil liability of property managers