Our individual health benefits consultants connect our clients with customized individual health policies that best support each person’s stage of life and keep family members protected.
Whether you recently experienced a major life change (divorce, job change, graduation) or you find yourself no longer eligible under your spouse’s health plan, we can provide you with options for your health care protection. We can also assist you with questions about the Affordable Care Act and how it impacts individual medical insurance.
In addition, we can help you understand and determine your eligibility for the two types of federal subsidies to help lower health care costs beginning in 2014. If you are eligible, we can assist you in applying for a subsidy on the Health Insurance Marketplace, also known as the Exchange.
California - Medicare
Which Combination Will You Choose?
- Original Medicare with supplemental coverage (Medigap) and Medicare Prescription Drug Plan
- Medicare Advantage Plan
- Senior Dental Plan
- International travel
What You Need To Decide
You biggest decision, and the one to make first is whether you want Original Medicare (Part A and Part B) or Medicare Advantage (Part C). They cover the same basic services, but they work differently. Your choice depends on what you need.
Medicare Insurance Advocates