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Transportation and Trucking

Empower your business on the road to success.

Your business's journey involves challenges like worker retention, shifting fuel costs, and complex regulations. Navigate these obstacles with trucking insurance from Marsh McLennan Agency. Our transportation industry specialists help identify risks, improve operations, and keep track of the latest regulation trends.

We provide commercial transportation insurance for various organizations, including:

  • Aviation
  • Last mile
  • Maritime
  • Railway
  • Truckload carriers
  • Warehousing and terminals

Transportation and trucking solutions

Use data and benchmarking to protect every aspect of your business, from worker safety to global trade.

Safety and loss prevention strategies

Improve your operations and insurance favorability with risk prevention programs customized for your business.

Employee well-being strategies

Keep your drivers moving with health and financial plans that help retain talent and reduce preventable accidents.

Driver and leadership training programs

Elevate your employees' skills and impact on business operations with our custom safety programs.

Operational and compliance reviews

Utilize our mock internal reviews to ensure your facilities and fleet policies are compliant.


Protect your business from rising ransomware and data breaches with cyber trucking insurance.

Environmental and pollution

Stay compliant with environmental regulations and lower pollution losses with Marsh McLennan Agency Environmental.

Financial worry in trucking and transportation

Read our latest report to find out how you can offer your workforce peace of mind and address preventable risks.

Meet Adam, a transportation safety supervisor.

Adam Murphy

Safety Supervisor – Transportation/Auto, TRIP
Loveland, OH

Marsh McLennan Agency Alliances

National Tank Truck Carriers

Truckload Carriers Association

Women In Trucking

Frequently Asked Questions

Typically, transportation insurance provides coverage on goods and property while they are in transit. Your premiums may vary depending on your fleet management and the value of goods or property involved in your transportation enterprise.

Transportation methods and phases covered can affect your rates as much as insurance coverage against mishandling, accidents, or theft. So, it pays to match the details of your insurance policy to your business services. Whether you ship cargo on land, air, or water, your specialized Marsh McLennan Agency consultant will gladly assist you in finding the right insurance package that covers you from packing to unloading.

Claims related to stationary property at your client’s business location, earthquakes, or flood damage are usually not covered under most transportation insurance policies. Depending on the type of cargo business you operate, you may have to invest in additional coverage for high-value goods like jewels and currency—or to protect yourself against political risks.

Transportation risk refers to the typical exposures affecting transportation businesses. These can include natural disasters like fire and delays due to traffic conditions, power outages, or accidents. Common occurrences like load losses and damaged goods are usually covered.

Transporting hazardous materials may require additional coverage due to higher liability exposure. This type of specialized insurance may cover expenses for bodily injury, such as chemical burns, pollution liability, and clean-up costs.

Your Marsh McLennan Agency consultant can explain how you can lower your premiums through thorough safety protocols and driver training programs.

With cargo insurance, a manufacturer or retailer can guard their enterprise against financial losses related to damage of goods in storage. While cargo insurance is often confused with freight insurance, only the latter is geared toward transportation companies, as it covers the value of freight during transit.

The cost of your transportation insurance will not only depend on your claim history and management. It also depends on an array of industry-specific factors that you must consider equally in day-to-day business operations.

  • What class of goods are you shipping?
  • Does that class require additional precautions, or is it high in value?
  • What’s your company’s driving rating and claims history?
  • Are you following general recommendations for safety programs?
  • What transportation distances do you typically cover?

Talk to a Marsh McLennan Agency consultant to learn how these factors can affect your premiums.

You’ll need several insurance policies to protect all parties involved in your operation and the goods transported.

Freight insurance will cover the cost of freight during transit. Whether you need to complement that coverage with cargo insurance depends on the services you offer.

To cover the common issues in everyday business, you should invest in general liability, commercial auto, and workers’ compensation insurance. Due to the higher exposure in the cargo industry, you should also consider additional coverage for bodily injury and property damage.

Aside from industry-specific coverage lines, Marsh McLennan Agency provides a range of employee health and benefits services that can be specifically tailored to your needs.

Due to long periods of sedentary work, truck drivers in particular are susceptible to a number of health conditions. We can help you find health screening, nutrition counseling, and stress management programs to support your employees and steer them toward a healthier lifestyle.

Our retirement plans allow your employees to save for their future and relieve the stress that often accompanies financial worries. Offering matching contributions to your employees’ 401(k) plan helps alleviate their tax burden. This positions you as a caring employer, attracting and retaining talent.

Meet a transportation and trucking specialist.