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As the situation in Ukraine evolves, businesses should be mindful of potential risks to their people, assets, operations, or supply chains in the region and globally. Marsh, as part of the Marsh McLennan family of companies, has created a page with information, tools, and resources related to the Russia-Ukraine conflict. Please visit the page for the latest information.


Manufacturing companies have specific needs and goals when it comes to risk management. We manufacture solutions that meet them.

Marsh McLennan Agency has the industry knowledge and dedicated personnel to craft a cost-effective risk management program that produces meaningful results.

Macroeconomic stresses continue to impact the growth of manufacturing domestically and abroad and you need a partner who can help you navigate this complex landscape. We’re part of the world’s leading risk management, strategy, and benefits firm. We’re part of your world too, with local professionals uniquely able to help you pursue your company’s goals and ambitions without limits.

Manufacturing Industry Services

Beyond insurance, Marsh McLennan Agency can help eliminate manufacturing risk by providing the following services:

Product Recall

Significant expenses can be associated with recalling, replaying, or destroying a deficient product and our global team designs and places insurance programs for organizations catered to these specific needs.

Intellectual Property

Our team looks beyond traditional insurance policies to find the right program to protect your organization’s intellectual property rights including patents, copyrights, trademarks, and design rights.

Cyber Risk

We provide proprietary solutions and best-in-class advisory services to help organizations understand their cyber risk vulnerability and threats, measure potential exposure, and manage their cyber risk using our tailored insurance solutions, risk mitigation, and loss control tools.

Environmental Risk

Our team offers unmatched consultative and risk management solutions for all environmental health and safety risks.

Safety and Loss Control

We provide support to navigate manufacturing industry regulation, employee OSHA training, compliance and proactive risk management strategies that improve not only safety performance, but nurture a culture of safety in the workplace.

Supply Chain/Business Income

Working with organizations to identify critical dependencies and resources, we advise companies on how to make better, risk-informed decisions to prevent or minimize the impact of threats to your supply chain.

Tailored Coverages for Manufacturing

  • Product Liability
  • Workers’ Compensation
  • Product Recall
  • Credit Insurance
  • Mechanical Breakdown
  • Property Insurance
  • Auto Insurance
  • Executive Protection
  • Professional Liability
  • Excess and Umbrella Liability
  • Health Insurance and Employee Benefits

Workers' Health 360

Workers’ Health 360 (WH360) completes the circle of organizational health, worker well-being, and risk management with data integration

Meet Michelle, a manufacturing industry specialist.

Michelle Larssen

Senior Account Manager
Worcester, MA

Marsh McLennan Agency Alliances


Frequently Asked Questions

The world is becoming increasingly interconnected. Trade relationships that were once unthinkable are now part of everyday life. At first glance, this is good news for manufacturing companies. However, it also means they are exposed to new risks every day that they didn’t have to worry about in the past. By considering these exposures in advance, you can help protect your reputation as a business partner and your livelihood.

Cyber liability is certainly one of the significant concerns of our modern age. While product liability and product recalls were always part of day-to-day manufacturing business, cyber threats go beyond general liability. Hackers and data breaches can permanently damage your reputation and put operations at risk. Cyber liability insurance helps to protect you from the consequences of those incidents.

Manufacturers will still encounter an array of claims and risks that could affect their business. In most cases, combining coverages like commercial property insurance, workers’ compensation, general liability, and commercial auto insurance is best. Depending on your location and climate, it’s also worth looking at flood insurance.

Your exposure depends on your risk management and the value of your special equipment. A Marsh McLennan Agency manufacturing specialist can discuss the most common risks within your industry and those specific to your operations.

As a rule, business owners’ policies (BOPs) aim to provide basic coverage for small to mid-sized businesses in low-risk industries. Manufacturing operations typically involve higher risks than retail or office-type operations. BOPs probably won’t provide coverage for most manufacturing businesses.

While most BOPs will include property insurance coverage, they often exclude risks and liabilities that every manufacturing organization needs to consider. For instance, flood insurance, cyber loss, or pollution are often not covered to the extent needed, or not covered at all.

Therefore, it’s advisable to choose targeted insurance for manufacturers that covers commercial property, product liability, business interruption, workers’ compensation, etc. A Marsh McLennan Agency risk management consultant can assess your specific needs for coverage and help tailor an insurance program to your unique manufacturing business.

We call them sales representatives for a reason—they represent your business. Doing so requires them to travel, interact with customers, and, most importantly, be the face of your company. If an employee misrepresents your offerings or argues with a client, you should protect your business with an E&O policy. It may prevent claims from affecting your core business.

And even if your representative does everything right, they can’t protect themselves from accidents any better than you can protect your equipment. While coverage proportions will differ from business to business, it’s best to consider commercial auto insurance and general liability coverage. This protects your workers and the people they encounter during day-to-day operations.

As a subset of professional liability insurance, manufacturers E&O typically covers cases of negligence or material defects and the damages and financial losses resulting from them.

This may include design defects or failure to meet customer specifications, claims related to product performance, inadequate labeling or instructions, or even legal defense costs to a certain degree.

The premiums and coverage options may vary depending on the type of product you’re manufacturing and the risk management you and your business partners have already implemented.