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Powering the future, together.

Energy companies are under pressure to mitigate their environmental impact. Alongside other risks, such as a lack of skilled labor and increasing cyber incidents, the complexities within the energy industry can seem daunting. However, our specialized team will work with you to craft energy insurance, employee benefits, and risk solutions to fit your needs. We safeguard numerous organizations, such as:

  • Electrical service providers
  • Field service contractors
  • Oil and gas operators and non-operators
  • Renewable energy contractors
  • Retail energy producers and providers
  • Water supply companies

Energy industry solutions

Whether it’s energy insurance or another in our range of solutions, we’ll help you fuel your success by reducing exposures, mitigating losses, and cutting costs. Together, we’ll work to protect what matters most—your assets and your people.


With surety professionals in all 50 states, we can help you with all your bonding needs and safeguard your projects.

Cyber risk advisory

We’ll work with your business to develop and implement an actionable cyber risk plan, giving you peace of mind.

Risk mapping

Gain a clear view of your overall risks. From supply chain mapping to risk mitigation strategies, we’ll help you shape the future.

Employee health and benefits

With measurable data and insights, we’ll work with you to create a benefits package that helps retain and attract talent.

Claims advocacy and management

Lower your workers’ compensation risks and stabilize costs with our trusted claims management professionals.

Environmental consulting and risk transfer

Quantify, manage, and transfer your environmental risk, giving your energy business holistic coverage solutions now and going forward.

Meet Herbie, an energy risk specialist.

Herbie Rolph

Strategic Account Executive
Dallas, TX

Marsh McLennan Agency Alliances

Solar Energy Industries Association

Frequently Asked Questions

In general, energy insurance provides coverage for incidents that could put energy companies like oil and gas, power generation, renewable energy, and alternative energy at risk. Because numerous companies within the energy industry face various exposures, “energy insurance” can only be understood as a blanket term.

Due to the different risks associated with each sector, insurance coverages between upstream, midstream, and downstream businesses will vary immensely.

Transportation and processing industries in the midstream sector must consider pipeline leaks, spills, or accidents during transportation. So, liability coverage, for instance, may be more important.

For upstream operations in gas and oil, the operator’s extra expense and well control will help address the risks associated with blowouts.

Some coverage lines, such as general liability and commercial auto insurance, will apply to the entire energy industry. Your Marsh McLennan Agency consultant will gladly help you find the plans that suit your operation.

Because of the range of industries and risks involved, some insurance policies come into play more often than others. Most energy companies are well advised to take advantage of an insurance package covering general liability, commercial umbrella, commercial auto, workers’ compensation, and equipment.

Depending on your niche and the risks it naturally involves, pollution liability insurance and operators' extra expense packages are reasonable additions. So in case of a blowout, your enterprise is protected against cleanup expenses, third-party claims, and the costs associated with regaining control of the well.

Marsh McLennan Agency also offers more targeted solutions to meet the specific needs of rare industry risks, from business interruption to builder’s risk insurance.

The combination of insurance policies your energy company needs depends on a number of factors, starting with your risk management appetite and the exposures you are willing to absorb. As the energy industry keeps evolving, you might need to future-proof your business and think beyond today’s common solutions like general liability by investing in data breach insurance.

To determine which types of energy insurance your enterprise needs, you should analyze your operations, business relations, construction plans, and common risks and liabilities within your niche. You should then speak with a Marsh McLennan Agency consultant who specializes in your industry to find a package that meets your needs.

Your premiums will ultimately be determined by your industry, locations, and the value of your business assets, like machinery. The renewable energy industry faces different challenges than oil and gas, thus calling for unique solutions.

Ultimately, you control costs through your internal policies, risk assessment, business partnerships, and management style.

We’re happy to explain how your amount of coverage might change if you plan to adjust these factors within your operations.

When considering the initial cost of energy insurance, it’s crucial to remember that it helps to minimize industry-specific risks and the losses associated with them. Therefore, solid energy insurance can increase your perceived value as a business partner and protect your employees and equipment.

Just like in the energy industry, there is no one-size-fits-all solution. Our energy risk specialists will help you find a package that works for your business needs and minimizes risks through continued consulting and business analyses.

Meet an energy specialist.