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Specialty Solutions

Some families have more complex insurance needs, that's why we identify any gaps in your coverage and provide specialized insurance solutions. 

Specialized solutions for your extraordinary lifestyle.

You deserve insurance that goes beyond one-size-fits-all.

Directors and officers (D&O) liability

The risk of lawsuits can put the personal assets of an independent director or officer at risk. D&O policies for an organization often cover all board members, and the entity itself. Many independent directors and officers obtain extra coverage for their own personal protection. 

Events

Coverage is available to protect the financial investment of an event, as well as heightened exposure to liability risk for special events held at a private residence or another venue. 

Farm and ranch

Ownership and land use for farm- and ranch-related activities bring its own set of insurance issues to consider. Our full-service farm and liability programs cover thoroughbred racehorses, pleasure horses, riding clubs, commercial equine liability, tack coverage, and more. 

Identity theft

ID theft coverage is available as an endorsement to most homeowners policies. The endorsement typically provides funds for the services and expenses related to restoring a compromised identity.

Natural disaster

Depending on the location of a property, a home policy may or may not include coverage for natural disasters automatically or to the extent needed. Insurance for catastrophic causes of loss such as earthquake, flood, landslide, mudslide, and sinkhole are typically secured by a special endorsement or through separate policies. 

Pet

Pet parents should consider comprehensive pet insurance to protect pets from illness and injury. Some policies offer options with flexible co-payments, limits, and deductibles.

Small business

Our small business solutions program provides property, liability, auto, workers’ compensation, excess liability, errors and omissions, and professional insurance coverage for small-to-emerging business owners. 

Specialty vehicles

Specialty vehicles such as RVs, motorcycles, personal watercraft, snowmobiles, ATVs, and golf carts require specialized coverage to properly protect owners from financial loss and significant liability exposures.

Drive into the world of collector cars.

Automobiles have long been a passion for collectors and enthusiasts, as well as a valuable financial investment. Whether it’s a popular performance car, a culturally important vehicle, a high-end luxury marque, or a rare antique — collector cars have captured the imagination and emotions of aficionados for many generations.

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