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As the situation in Ukraine evolves, businesses should be mindful of potential risks to their people, assets, operations, or supply chains in the region and globally. Marsh, as part of the Marsh McLennan family of companies, has created a page with information, tools, and resources related to the Russia-Ukraine conflict. Please visit the page for the latest information.

Business Insurance

Solutions and strategies designed to protect every facet of your business so you can focus on what’s next.

We do our homework

Because your business is unique, we research your organization, industry, market, and people to uncover your risks and learn about your goals. We then develop a comprehensive solution that protects your assets from A to Z. We work with a wide variety of carriers, so we are able to find the right match no matter what your needs are.

We get to the root cause

Risk prevention services support your insurance coverage by addressing the causes of risk at its roots. Some of the services we use to help prevent damaging insurance claims from occurring in the first place include past claims analysis, employee safety and well-being, and loss control programs and techniques.

We have the data

In this challenging marketplace, it’s important to have deep benchmarking and analytics to empower confident decisions. Through unmatched industry peer data, we’ll help you understand purchasing patterns and pricing behaviors. This information can identify meaningful ways to reduce your total cost of risk.

We're on your team

Insurance is complicated—you don’t have to go it alone. We work in partnership with you to develop solutions that meet your needs where you are today and for where you want to go tomorrow.  

Overcome uncertainty

We’ll help guide you through the current risk management landscape so you don’t have to navigate it alone.

Client-focused Solutions for Your Business

You need insurance solutions that make your life easier. We are consistently striving to bring new and innovative solutions to our clients. With a focus on bringing proprietary solutions that improve efficiencies, reduce costs, and streamline the risk management process, we simplify how you do business.

Business Insurance FAQs

Business insurance can provide coverage for your business premises and contents against loss, damage, or theft. It also offers protection against financial loss due to an insured interruption to your business. Business insurance covers general and professional liability, property insurance, errors and omissions, directors and officers, business interruption, theft, employment practice liability, employee dishonesty, workers’ compensation, and more.

General liability insurance differs from professional liability insurance mostly based on what kind of risk each type covers.

General liability coverage protects businesses against physical accidents, namely injuries to people who are not your employees and property damage to a space that doesn’t belong to you. Professional liability covers workplace accidents and mistakes, including business errors, negligence claims, misrepresentation, and legal defense costs.

Marsh McLennan Agency tailors risk management solutions to meet your organization’s and employees’ needs. We offer directors and officers liability, employment practices liability, and cyber liability insurance designed by our executive and professional liability consultants.

Numerous types of business insurance coverage options are available. Those include general liability, business income, professional liability, workers’ compensation, data breach, commercial insurance, commercial property insurance, and commercial auto insurance. To determine which types of business insurance will benefit you the most, our team analyzes your operations, cost, assets, risks, operations redundancy, adequate limit, liabilities, and loss exposure. We base our suggestions on how comprehensive you want your business insurance policy to be.

The cost of coverage is influenced by a number of variables, including industry, location, loss exposure, and your business property’s value. Different industries face varying types and levels of risk, and your risk management practices can help you control them. Ultimately, your coverage amount and price depend on what you have to protect. Not every insurance policy is the same, but we will help your business find a price that works for your budget and coverage that protects your bottom line.

The importance of business insurance can’t be overstated. An insurance policy can help you bounce back and continue operations faster when your organization faces a serious threat to its physical location or intangible assets. And that’s not all. Business insurance also helps minimize financial loss, increase your business’s credibility, and assist with lawsuits. Claims and lawsuits can be costly—implementing sound risk management practices can help reduce the chance of a lawsuit. And, with fewer claims on your policy, you may pay a lower insurance premium, increasing your company’s financial strength.

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