Skip to Main Content
Marsh McLennan Agency Home Page

Self-Funding 101: A Guide to Funding Strategies for Employee Benefit Plans

Self-funding can give employers greater control, flexibility, and cost savings, but it also comes with some risks. Our guide breaks down what to know to determine if self-funding is a viable option for your organization.

Download the Guide

Why would an employer consider self-funding their benefits plan?

Rising healthcare costs are forcing employers to rethink their benefits strategy. Self-funding offers potential cost savings, plan flexibility, and increased transparency, allowing employers to tailor benefits to their workforce while managing financial risk more effectively. But is it the right fit for your company? This guide provides insights as you weigh the pros and cons.

What will you find in the self-funding guide?

Our guide provides a clear, actionable breakdown of self-funding, including:

  • How self-funded plans work and what’s required to manage them
  • The benefits and risks of self-funding compared to fully insured plans
  • Alternative funding options, including level funding, captives, and stop-loss coverage
  • Key financial considerations and how to assess your company’s readiness
     

Who should read this guide?

We wrote this guide for HR and finance professionals who are evaluating their employee benefits strategy. If you’re looking for ways to control healthcare costs while maintaining competitive benefits, this is a useful resource.

Download

Download the guide and connect with us to explore your self-funding options.

Services

Quick Links

Company

© $[dateValue]$ Marsh & McLennan Agency