Beyond the cost of repairs is home maintenance. When it’s your house that you have turned into your home and your investment in your future, it’s always best to be proactive. As simple as it sounds, given the current climate of severe weather across the country, it can be quite challenging. Severe weather events test how well a house is built, maintained, and protected. This is part of what makes homeowners insurance so important. However, it’s not just about having homeowners’ insurance; it’s about having the right coverage for your home and your lifestyle. The unpredictability of what the future holds can be daunting, but knowing you’re covered in the event your home or property are damaged can bring peace of mind.
As a homeowner, there’s a lot you can do to make your home more resilient. Being proactive in mitigating your risks may assist in obtaining adequate insurance coverage for your home and in some cases may even result in credits or discounts on your insurance policy. More critically, due to the increase in frequency and severity of severe weather, insurance carriers are meticulously evaluating how you maintain and update your home when making decisions about premiums and the insurability of your property.