Skip to main content

Impacted by wildfires or winter weather? Whether you have a business that's been affected or your personal home and assets are damaged, know that you have a team of people to support you. Find resources here.

Hurricane Resource Center

Discover how Marsh McLennan Agency can help you and your organization before, during, and after hurricanes.

Claims assistance

Report your claim to your insurance carrier as outlined in your policy. For assistance, contact your local MMA office.

Hurricane preparedness

Potential threats from hurricanes include powerful winds, heavy rain, storm surges, coastal and inland flooding, rip currents, tornadoes, and landslides.

The Atlantic hurricane season runs from June 1 to November 30, while the Pacific hurricane season runs from May 15 to November 30.

Weather centers

CAT Resource Center

Visit our partner Guy Carpenter's Insights Library. This resource center offers live and post-event updates, seasonal outlooks, and periodic insights on natural catastrophes.

Important resources

When disaster strikes, MMA is here to help you navigate the difficult next steps.

Torrent Technologies, Inc.’s 2025 State of Flood report delivers a powerful call to action in response to rising flood risks across the United States. As climate change intensifies the frequency and severity of flooding, the report highlights an urgent need to close the significant gap in flood insurance that leaves many communities vulnerable.

Download the report today.  

Protecting your business

Types of risks:

  • Physical damage to property: Hurricanes can inflict severe damage on business properties, including buildings, equipment, and inventory. High winds, flooding, and debris can cause structural damage and costly repairs, leading to prolonged downtime. Businesses should evaluate their assets and invest in protective measures like reinforced buildings, flood barriers, and comprehensive insurance.
  • Business interruption: The effects of a hurricane often extend beyond physical damage, causing significant interruptions. Power outages, damaged infrastructure, and disrupted supply chains can hinder operations and affect revenue. Developing a solid business continuity plan with alternative strategies and communication protocols is essential.
  • Cybersecurity risks: After a hurricane, businesses may face heightened cybersecurity threats. System failures can expose vulnerabilities, increasing the risk of data breaches. It’s crucial to maintain robust cybersecurity measures and train employees to recognize potential threats.
  • Employee safety: Ensuring employee safety is critical during a hurricane. Businesses must establish clear protocols, including evacuation plans and access to emergency resources. Prioritizing training creates a culture of safety and preparedness.

Whether ensuring your organization’s pre-loss strategies are set before a hurricane or helping to create a smoother claims process after one affects your organization, MMA is ready to jump in.

Prepare your organization for a hurricane by reviewing MMA’s preparedness checklist. After the storm, work with our claims team to navigate the recovery process.

Hurricane preparedness and response checklist  

As a hurricane approaches, businesses must take proactive steps to ensure employee safety, protect assets, and keep operations running.

Key actions to consider:

  • Monitor weather updates: Stay informed about the hurricane's path and intensity by regularly checking reliable weather sources and local authorities. Use weather apps, alerts, and news broadcasts for real-time updates.
  • Activate emergency plans: Review and implement your business continuity and emergency response plans. Ensure all employees understand the protocols and their specific roles. Conduct briefings to clarify evacuation routes, communication methods, and safety practices.
  • Secure physical assets: Protect your assets from potential damage by boarding up windows and doors, moving equipment and valuable items to higher ground, and securing outdoor items like signs and furniture.
  • Communicate with employees: Establish clear communication channels to keep employees informed about the situation, operational changes, and safety instructions. Encourage them to report any emergencies or issues.
  • Prepare for business interruptions: Anticipate potential disruptions and develop a plan.

Once the storm has passed, businesses must take immediate actions to ensure safety, assess damage, and begin recovery. Here are some key steps:

  • Safety assessments: Before re-entering the building, conduct thorough safety assessments to ensure the environment is safe for employees and visitors.
  • Assessing damage: Documenting damage is essential for filing insurance claims and facilitating recovery.
  • Begin recovery: Start recovery efforts promptly to minimize disruptions. Assess the impact, explore temporary relocation options if needed, and communicate with stakeholders.

Handling a property loss  

If you experience a property loss, MMA is here to guide you every step of the way. Review these essential steps to prepare for and navigate the insurance claims process. You don’t have to go it alone.

Losses can significantly impact your bottom line. Our partners at Marsh can help identify income exposures, maximize your coverage, and support you in recovering losses. Learn more about forensic accounting today. 

Protecting your home

It’s important to build or retrofit your home with materials that can withstand high winds and heavy rain. You’ll want to consider impact-rated windows, doors, garage doors, and roofing materials. You should also consider fortifying your home with impact-rated shutters and having a backup generator for power outages.

Read detailed tips and insights on how to prepare your home to withstand hurricanes.  

Follow guidance from local and national emergency agencies. If time allows, gather your go-bag and assemble your emergency supplies. Prepare your home by shuttering windows, turning off your power and gas, and documenting the pre-hurricane status of your home.

Personal safety is paramount, so quick action is key.

Learn more about creating your own emergency hurricane preparedness plan or download our hurricane preparation PDF.

Contact your insurance and risk advisor as soon as you become aware of hurricane damage. When it’s safe, document the damage and loss to your assets and property. In many instances, after large-scale disasters, it may take time for authorities to clear roads and access to your home.

Our team is here to support and guide you through the entire post-disaster claims process.

Read more about what steps to take after a hurricane, our answers to FAQs, and our recovery tips. 

Our claims team is here to advise, guide, and support you throughout the entire process.

Review our claims process guide, which outlines what to expect when filing a claim and provides helpful action steps you can take along the way.

If you have any questions about the process, don’t hesitate to reach out to your personal claims advisor.

Active Storm Tracker 

HTML img Tag

Active Storm Tracker

Jason's 2025 Prediction

"With minimal chances of El Nino developing to suppress storm formation, I anticipate an active Atlantic hurricane season. Hurricanes are becoming more intense, and the threat for catastrophic wind and flooding is rising."

Jason Brewer
Vice President & Lead Meteorologist

Brad's 2025 Thoughts

"Since Hurricane Andrew, which hard to believe was some 30 years ago in 1992, we have learned a tremendous amount about hurricanes and how to build structures to be more resilient to the damages from a hurricane. For instance, we can elevate homes above flood zones or install impact rated windows, doors, and garage doors to reduce damages."

Brad Sawyer
SVP, Risk Advisory Leader