- Personal Liability (Home): $300,000 personal injury and property damage each occurrence
- Registered Vehicles: $250,000/$500,000 bodily injury and $100,000 property damage; or $300,000 single limit each occurrence
- Unregistered Vehicles: $300,000 bodily injury and property damage each occurrence
- Registered Vehicles with less than four wheels and Motorhomes: $250,000/$500,000 bodily injury and $100,000 property damage; or $300,000 single limit each occurrence
- Watercraft <26 feet and <50 horsepower: $300,000 bodily injury and property damage each occurrence
- Watercraft 26+ feet or 50+ horsepower: $500,000 bodily injury and property damage each occurrence
- Uninsured Motorist/Underinsured Motorists: $250,000/$500,000 bodily injury and $100,000 property damage; or $300,000 single limit each occurrence