A personal excess liability policy – or umbrella insurance – covers legal damages that stem from liability claims made against individuals for bodily injury, property damage, or personal injury. Although some amount of liability coverage is usually provided as part of an underlying homeowners, auto, or watercraft policy, it’s rarely enough protection when there is a significant lawsuit.

Providing a group of employees, executives, partners, or even a large multi-generational family with access to a group personal excess liability program is a valuable benefit that can help retain staff, maintain productivity, and help prevent personal risk from becoming corporate risk or a significant uninsured or underinsured event from causing a family substantial financial distress.

Help your executives, employees, or family members protect their financial future against personal liability exposures and take advantage of a personal risk management consultation to address their personal insurance needs. To create a new customized personal excess liability offering for your firm, group, or family office, contact Marsh McLennan Agency Private Client Services.

We can design a customized insurance program to meet the needs of your extraordinary lifestyle. No one has the expertise, knowledge, resources, or reach to handle your needs the way we do.