Trade Credit and Political Risk

Both public and private companies can benefit from trade insurance—organizations who have their growth focused on a small number of accounts, those who wish to insure a key account, business concerned with potential bankruptcy, or even those that need to reduce bad debt risk.

• Catastrophic risk protection—prevents loss of assets, reduces risk of key account concentration, and caps exposure to bad debt loss
• Sales expansion—affords the ability to expand into new/riskier markets, realize more organic growth, and enhance customer relationships
• General loss protection—support credit risk evaluation, structure credit decision making, gain leverage with problem accounts, and enhance credit quality
• Bank financing—more working capital/reduced rates, reduce inherent risk, reduce risk of key accounts, and include export receivables
• Reduction of bad debt reserves—free up working capital