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As the situation in Ukraine evolves, businesses should be mindful of potential risks to their people, assets, operations, or supply chains in the region and globally. Marsh, as part of the Marsh McLennan family of companies, has created a page with information, tools, and resources related to the Russia-Ukraine conflict. Please visit the page for the latest information.

Voluntary Benefits

Find the right mix between employer and employee-paid products that attract and retain top talent.

When implemented thoughtfully and strategically, voluntary products give employees access to benefits that add value and complement their existing benefit offerings. This, in turn, affords employees the ability to ensure the benefit package offered is not only worthwhile, but is also more closely tailored to help meet their needs. Our voluntary benefit experts will help proposed offerings you can select to satisfy your organizational budget—all while providing your employees with valuable benefits they'll want to use.



of Americans are unprepared for a financial emergency (1)



of employers offer at least one voluntary benefit (2)



of employees believe companies should offer personalized benefits (3)

The Marsh McLennan Agency Approach

A voluntary benefits strategy from our team is custom built for your organization’s needs and unique employee demographic.

  • Dedicated division focused on evaluation, implementation, and service
  • Unique plan designs, competitive pricing, and generous underwriting
  • Strategic positioning of voluntary plan to complement medical plan designs
  • Administrative support to maximize employee awareness and track benefit selection


Voluntary Benefits Features

Five distinct generations make up today’s workforce. Here are just some of the voluntary benefits you can offer to satisfy your diverse employee population at each stage of life.

Legal Insurance

Legal insurance gives you access to expert legal advice when you need it.

Pet Insurance

Pet Insurance protects your pet’s health and your wallet should unexpected vet expenses occur.

Hospital Indemnity

Hospital indemnity insurance helps to pay for expenses during an unexpected hospital stay.

Critical Illness

Critical Illness insurance pays you a lump sum to use for any expense when you experience a covered illness.

Accidental Death and Dismemberment

In addition to any life insurance you may have, accidental death and dismemberment provides a monetary benefit to you or your family should you be seriously injured or killed in an accident.

Life Insurance

Life insurance pays a monetary benefit to your chosen beneficiary in the event of your death.

Disability Insurance

Long and short term disability provide financial support when you are medically unable to work.

Student Loan Assistance

Student loan assistance helps employees tackle their student debt whether through direct financial assistance, tuition reimbursement, or access to student loan refinancing platforms.

Long-term Care Insurance

Long-term care insurance helps you pay for costs associated with long-term services that assist you with daily living.

Meet Sarah, a voluntary benefits specialist.

Sarah Dahl

Ancillary Benefits Consultant
Minneapolis, MN

Meet a voluntary benefits specialist.

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