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As the situation in Ukraine evolves, businesses should be mindful of potential risks to their people, assets, operations, or supply chains in the region and globally. Marsh, as part of the Marsh McLennan family of companies, has created a page with information, tools, and resources related to the Russia-Ukraine conflict. Please visit the page for the latest information.

Health care

Health care is your specialty, insurance is ours.

From the evolving landscape of health care regulations to the increasing threat of cyber risks, we understand the issues impacting your organization. By working with Marsh McLennan Agency, you'll gain access to an experienced team that specializes in medical business insurance, employee health and benefits, and retirement and wealth services. We specialize in guiding and insuring health care organizations of all sizes, such as:

  • Community health centers
  • Home health providers
  • Hospitals
  • Medical offices
  • Medical technology businesses
  • Senior living communities

Health care industry solutions

From medical business insurance to employee health and benefits, we have a range of solutions to insulate you from risk so you can focus on providing top-quality care.

Professional liability and risk management

Help protect your workforce in high-risk areas with medical liability insurance. Understand risk factors and secure coverage.

Cyber risk consulting

Safeguard your organization with data-driven cyber insurance solutions. Enjoy personalized service to assess, mitigate, and insure cyber risks.

Talent acquisition and retention

Attract and retain top talent with our employer tools: Health Care Safety Services, competitive benefits, and more.

Data-driven decision-making tools

Optimize workforce health and reduce risk with data-driven solutions like Workers' Health 360 and Planning & Analytics for Total Health.

Sexual abuse and molestation liability

Address sexual abuse risks in your sector. Assess, prevent, and safeguard with risk assessment, prevention strategies, and coverage.

Retirement, wealth, and voluntary benefits

Enhance employee benefits with voluntary coverage options. Craft a budget-friendly package that includes retirement and wealth planning.

Workers' Health 360

Workers’ Health 360 (WH360) completes the circle of organizational health, worker well-being, and risk management with data integration

Meet Leslie, a specialist in health care risk.

Leslie Dickinson

Account Manager
Fort Lauderdale, FL

Marsh McLennan Agency Alliances



Frequently Asked Questions

Medical business insurance is a specialized policy geared toward health care businesses to help protect them against the risks and exposures unique to the health care industry. Some coverage lines, such as general liability, commercial property, and business income loss insurance can be combined in a single plan.

In contrast to general-purpose insurance coverage, these options will also consider the deviations in liability and costs which every medical business owner has to consider.

As a rule, medical business insurance includes: 

  • Commercial property
  • Cyber insurance
  • General liability
  • Professional liability
  • Workers’ compensation

Some health care businesses should also consider supplementing these essentials with commercial flood and business interruption insurance, as well as employment practices, crime, and fiduciary coverage lines.

Not all health care business policies are the same. Your plan may differ, depending on your health care offerings, the medical professionals you employ, or even the community you serve. In most cases, you will need additional coverage for medical malpractice to protect your business against negligence claims.

Medical business insurance provides coverage for:

  • Allied health care
  • Community health centers
  • Digital health companies
  • Home health agencies
  • Hospices
  • Hospitals
  • Medical laboratories
  • Medical management services organizations
  • Pharmacies
  • Physician practices
  • Senior living organizations

If your business falls in or near the medical industry, your organization and the sensitive information you handle must be protected from physical and cyber harm. When in doubt, our specialized Marsh McLennan Agency consultants will assist you in designing a plan that suits your needs.

Health care providers should seek an insurance partner that understands their profession’s risks. To help ensure that the chosen coverage serves your needs best, they should also be familiar with the operational complexities of running a health care practice or other medical business.

Health care businesses face different levels of liability and risk than other industries. Your insurance provider should be familiar with the challenges you experience as a medical professional, while considering your budget and individual needs.

Regardless of which combination of coverage lines you need, your insurance company should be able to tailor solutions to each niche of the medical industry, from urgent care to rehabilitation and community health centers to hospices.

As a health care provider, you collect and store large amounts of personal patient information. If criminals target your medical facility, that data is subject to cyberattacks and security breaches. So, your best bet is to keep this sensitive information safe by securing assets with cyber liability insurance.

Proper medical business coverage can help keep productivity at your premises at a constant pace and avoid downtime and financial losses. Give yourself peace of mind and make it easier to get back to work after an incident by consulting with Marsh McLennan Agency about the ideal coverage for your business.

While Marsh McLennan Agency will gladly assist you in covering your needs from property insurance to workers’ compensation coverage, that still leaves your employees exposed.

After devoting their lives to taking care of others, they shouldn’t have to worry about their health, let alone retirement. That’s why we offer tailored employee health and benefits options for medical businesses.

From retirement benefits packages to mental health benefits and modern HR solutions, we help you implement a solution that suits your team’s needs and meets your bottom line.

Meet a health care specialist.