The Illinois Consumer Coverage Disclosure Act (CCDA) requires employers to compare their medical coverage against Illinois’ list of essential health insurance benefits (EHBs) and disclose this information to its Illinois workforce. The disclosure’s purpose is to help employees make informed decisions about whether coverage through their employer or the individual market will best meet their needs.
The Illinois Department of Labor (IDOL) provides a model disclosure form that employers can use to communicate the information to employees. This Alert addresses the CCDA requirements as well as other related information and is relevant for employers offering coverage to Illinois employees.
