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Personal Cyber Solutions

Digital domain protection with coverage that clicks

Cybercrime hit new heights in 2024 with the FBI’s Internet Crime Complaint Center logging nearly 860,000 reports and staggering losses of $16.6 billion—a 33% surge from the previous year. Many assume their standard homeowner insurance has their back against digital threats, but the reality is most policies leave cyber risks off the grid. Some specialized carriers offer limited cyber coverage on homeowners’ policies, but with caps often maxing out at $10,000 or less, significant gaps remain. That’s where personal cyber insurance steps in—providing full-spectrum protection to shield you from ransomware, data breaches, identity theft, and more. Stay secure in the digital age with coverage designed to keep your online life safe and sound.

$20B +

stolen by cybercriminals in America in one year

26

%

increase in reported cybercrime losses from the previous year

1M

+

cybercrimes were reported to the FBI in 2025

Data source: Pew Research and FBI

Benefits of Personal Cyber Insurance

Specialized personal cyber coverage provides an extra layer of protection for the unique scenarios that create cyber loss.

  • Reimbursement for financial loss resulting from incidents of online and offline fraud and cyber extortion
  • Cyberbullying expenses, such as psychiatric care, temporary relocation, and a digital forensic analyst
  • Real-time cyberattack assistance
  • Data restoration
  • Dedicated claims advocacy helps resolve claims quickly and with as little disruption as possible
  • Identity theft protection and monitoring
  • Cyber extortion threat reimbursement
  • Access to cyber consultants
  • Cyber risk assessments and diagnostic tools
  • Crisis management and reputation restoration

73% of adults in the United States have experienced an online scam or attack

Source: Pew Research

Firewall Your Finances: Cyber coverage that has your back

In today’s digital world, your computers, tablets, and phones are more than just devices—they’re gateways to your most personal and valuable information. For successful individuals and families like yours, this makes you a prime target for cybercriminals seeking bigger paydays. As these threats evolve and grow more sophisticated, safeguarding your digital life isn’t just smart—it’s essential. Protect your family and your legacy with customized cyber coverage designed to keep you one step ahead.

Cybercriminals are becoming more sophisticated.

Cybercriminals continually find new ways to target victims and earn bigger payouts. For example, one victim was browsing online when a pop-up window appeared stating their computer would be locked, and all files would be deleted unless a hefty ransom was paid with virtual, untraceable funds within 24 hours. These ransomware extortion threats happen nearly every day. 

Are you properly prepared?

We offer several solutions that can help protect you and your family from loss from some of the most common types of cybercrime including identity theft, credit card/banking fraud, and social networking scams.

Let us design your solution.

Cyber coverage may be available as a policy endorsement to your personal or commercial insurance program, or as a stand-alone solution. It is important to include both personal and business cyber risk management and insurance solutions as part of your overall insurance program.

Frequently Asked Questions

Wondering if cyber insurance makes sense for you and your loved ones? Explore some of the common questions we get asked to learn more.

Cyber insurance helps protect you financially if your personal data, identity, or digital accounts are compromised. Coverage typically includes help with identity theft, ransomware or extortion demands, fraudulent financial activity, data recovery, and the cost of experts who help restore your privacy and security after an incident. Many policies also provide 24/7 access to cyber specialists who guide you through what to do next in the event of an incident.

Even if you follow best practices, you could be affected by cybercrime. Data breaches, phishing attacks, and account takeovers often happen through third parties outside of your control. Cyber insurance adds a layer of protection by giving you support and financial coverage when prevention alone isn’t enough.

If you experience a cyber incident, your policy typically connects you with a response team that can help secure your accounts, recover lost data, monitor for fraud, and restore your identity. This may include credit monitoring, legal guidance, and assistance working with banks, credit bureaus, and other institutions.

Banks and credit card companies usually cover the basic fraudulent charges, but they don’t address the broader impact of a cyber event.

Cyber insurance can help with identity restoration, digital extortion, privacy breaches, data recovery, and the cost of professional support. It’s designed to protect more than your financial well-being, it also helps protect your time, privacy, and peace of mind.

Insurance Insights

Cyber Insurance Trends

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