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Auto Solutions

From Commuter to Collector: Insurance that goes the extra mile

For high-net-worth individuals, choosing the right auto insurance is about more than comparing policies — it’s about protecting your vehicles and your family with coverage designed for the way you live. Standard policies often fall short, which is why working with a specialized insurance broker can make all the difference. With dedicated claims advocates and specialists who understand premium luxury vehicles, we help ensure your collection receives the protection, service, and expertise it deserves.

6M

+

police reported crashes occur each year in the U.S.

90

%

of people saved money when switching carriers

1 in 7

active drivers in America do not have any auto insurance

Sources: NHTSA, Lending Tree, and IRC

Benefits of Auto Insurance

Coverage features our clients appreciate most.1

 

  • With agreed value coverage, the value of your vehicle is locked in for the policy term, and your deductible is waived in the event of a total loss.
  • Original replacement parts protection means only original manufacturers’ parts will be used with repairs.2
  • Full-glass protection covers glass breakage without a deductible payment.
  • Dedicated claims advocacy helps resolve claims quickly and with as little disruption as possible
  • Transportation expense coverage means you’ll be reimbursed for the cost to rent a vehicle while yours is being repaired.3
  • With roadside assistance, you’ll have help with towing, tire replacement, lockouts, and more.
  • With worldwide coverage, you’re protected if you rent or borrow a vehicle outside the U.S.4
  • With lease gap protection, a total loss won’t leave you with expenses associated with an outstanding loan balance. 

Data sources:

1 Specific coverage features may vary by state, insurer, and/or vehicle.

2 Unless the parts are no longer made; excludes window glass in some instances.

3 There may be a reimbursement limit for total transportation expenses.

4 Some countries/jurisdictions require the purchase of local coverage. There may be time frame limits.

Customized coverage for your luxury, exotic, and collector cars

Whether you drive a luxury SUV, performance vehicle, or high-value car, today’s vehicles are built with advanced technology, specialized parts, and lightweight materials that require expert repair after an accident. With the right high-net-worth auto insurance, you can have greater confidence that your vehicle will be repaired to manufacturer specifications — and that you may have the flexibility to choose your preferred repair shop or dealership, unlike many standard auto insurance policies.

Advocacy in action

A reversal after stalled repairs.

Situation

Our client’s car was stuck in a repair shop for nearly a year while the shop repeatedly assured them that repairs were almost done. The insurer initially refused to intervene because they had already paid the repair shop.

Process

We stepped in and escalated the issue with the insurance company, bringing in a Collision Repair Expert who visited the shop multiple times. He uncovered poor repair work and misleading statements, which led to the car being released back to the owner.

Results

After our advocacy and involvement, the insurance company agreed to cover all corrective repairs at another shop. This finally reunited the client with their car and ensured they were made whole.

Insurance Insights

2026 Auto Insurance Trends

Across America, people are facing rising repair costs, more severe accidents, and growing financial exposure, especially within affluent families. Having the proper auto insurance for your lifestyle is more important than ever for helping protect your family, vehicles, and financial security.

Take the first step and request your auto insurance quotes today!

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