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Personal Insurance for Limitless Lifestyles

We combine personal service, deep industry expertise, and global resources to protect what matters most, when it matters most.

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Protecting the life you've built

Affluent families face risks that standard insurance solutions weren’t designed to handle. From multiple residences and valuable collections to evolving lifestyles and family dynamics, protecting your wealth requires a more thoughtful approach. Our Private Client Services team specializes in helping individuals and families manage complex personal risk. We go beyond placing policies to deliver a proactive, ongoing risk management process—so insurance surprises don’t become financial surprises.

67

%

of high-net-worth families are overpaying to be underinsured

1 in 8

drivers do not have any auto insurance

43

%

of high-net-worth individuals have uninsured or underinsured valuables

Source: The Private Client Benchmarking Study

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More than just a broker

We’re not your ordinary insurance broker or agent. We design personal insurance solutions so you are able to protect your wealth and safeguard the people and things you love. We’ve built relationships with the industry’s leading carriers, allowing us to negotiate on your behalf and find coverage even when others can’t. Ready for a partner that understands your unique lifestyle, and has the unique expertise to cover it? Don't wait, request your personalized review now.

Custom coverage designed for you

With our expertise, resources, and network, we'll help you find the right coverage solutions for you. We offer a broad range of individual solutions:

  • Home and condo
  • Auto (including motorsports, exotic and collectibles)
  • Yacht
  • Personal Excess Liability (Umbrella)
  • Flood, earthquake, wind, and wildfire
  • Cyber risk and identity theft
  • Worker’s compensation
  • Employment practice liability
  • Life and disability

Our consultative approach allows us to achieve a unique understanding of your situation and goals. Our three-step process allows us to not only get to know you but also offer personalized and ongoing insights.

 

Protect what you’ve built before gaps in coverage put it at risk

You shouldn’t have to guess whether your insurance still fits your home, your assets, or the life you’re living today. We help you uncover hidden gaps, make confident decisions, and have an advocate by your side when it matters most. Our three-step process allows us to not only get to know you but also offer personalized and ongoing insights.

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Discover

We take the time to understand your client’s current coverage, lifestyle, priorities, and financial comfort level to identify gaps, overlaps, and risks that may leave them paying more or protected less than they realize.

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Design

Then, we design recommendations around your client’s needs, explain the trade-offs clearly, and help them choose coverage that fits their lifestyle without unnecessary cost, confusion, or complexity.

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Advocate

As your client’s life, family, and assets evolve, we help keep their coverage aligned. If a loss occurs, we advocate for them through the entire claims process, so they are not left to navigate it alone.

Insurance Trends

From coastlines to the heartland, homeowners across the country are experiencing rising rates and a variety of insurability challenges.

Access Insights

Why Private Client Services?

We begin with an extensive review of your personal risk, spanning homes, vehicles, valuables, and liability. Using specialty markets and deep carrier relationships, we design and negotiate coverage to secure the right terms, capacity, and continuity—especially when markets are tight.

If a loss occurs, our dedicated private client claims advocates stay actively involved, coordinating with carriers and adjusters, escalating when needed, and keeping you informed—so claims are handled efficiently and discreetly.

With a strong local presence and access to Marsh’s broader resources, we support families wherever they live and whatever they own. Consistent communication and clear processes help ensure your protection remains aligned with your goals over time.

Bottom line: We don’t just insure assets—we help protect your lifestyle, legacy, and long‑term insurability.
 

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