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Crop Insurance

Helping farmers protect crops and steady their income

Marsh McLennan Agency’s Crop Insurance Center of Excellence is a dedicated team helping farmers access crop insurance designed to help protect against natural disasters and market fluctuations. Administered by USDA’s Risk Management Agency, these federally subsidized programs aim to stabilize revenue and provide indemnity payments, supporting financial security and long-term farm resilience.

A Center of Excellence

Our dedicated team works with farmers to tailor crop insurance solutions that can help protect farms from weather and market risks, aiming to support resilience and long-term success.

  • Provides strong financial protection against crop and revenue losses
  • Stabilizes farm income to help maintain steady cash flow
  • May help improve credit access by giving lenders confidence through crop insurance
  • Customizes coverage to fit the unique needs of farmers, ranchers, and producers
  • Serves U.S. farmers growing eligible crops, livestock, specialty, and organic commodities
  • Develops crop insurance solutions tailored by a team of agriculture specialists

Crop insurance solutions

Help protect your income and manage risks from natural disasters and market changes with tailored, reliable coverage designed specifically as crop insurance for farmers.

Multi-Peril Crop Insurance (MPCI)

Protects crops from losses due to natural events like hail, drought, and disease; buy before deadlines

Livestock Risk Protection

Protects cattle farmers from decrease in cattle prices based on the Chicago Mercantile Exchange

Whole-Farm Revenue Protection (WFRP)

Offers a single policy covering all farm commodities, ideal for multi-crop and livestock farms

Dairy Revenue Protection (DRP)

Protects dairy farmers from drops in milk sales revenue, helping maintain steady cash flow

Pasture, Rangeland, Forage (PRF)

Insures livestock grazing on rangeland and hay against losses from below-average rainfall

Apiculture Insurance (API)

Provides rain-index coverage to help beekeepers protect against losses from insufficient rainfall

Meet Kenny, a crop insurance specialist.

Kenny Smith

Crop Insurance Center of Excellence Leader
Spokane, WA

Learn More

Frequently Asked Questions

Crop insurance is available to U.S. farmers, ranchers, beekeepers, and agricultural producers growing eligible crops and livestock.

The federal government subsidizes premiums to make crop insurance more affordable. Subsidies vary by program and may cover up to 85% of the premium cost, according to USDA data.

Policies must be purchased before federally established deadlines, which vary by program. For example, Whole-Farm Revenue Protection and Micro Farm Program sales close March 15, while Pasture, Rangeland, Forage, and Apiculture Insurance close December 1.

Having farm crop insurance may help stabilize income, which could improve your ability to secure loans and credit from financial institutions.

Meet a crop insurance specialist.

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