Compliance Q&A: On-site Clinics

On-site medical clinics sponsored by employers are gaining in popularity. An on-site clinic can be a terrific benefit for employees, however it is important for employers considering these programs to understand that the design of the program and the benefits offered under it will impact their compliance obligations as plan sponsors. This Q&A provides an overview of potential compliance concerns under ERISA, COBRA, HIPAA, the ACA, and the Tax Code as well as the impact of clinic offerings on HSA eligibility for employers with high deductible health plans (HDHPs) intended to be paired with a health savings accounts (HSAs).