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Voluntary benefits captive solutions

Reimagine employee benefits with a captive to lower costs and reinvest in well-being programs.

A voluntary benefits captive solution offers a practical way to support your workforce with less volatility and more control. By using a captive, you can reinvest savings into employee well-being initiatives and potentially earn a profit if the captive performs well. Learn how captives can be a useful risk management option for your employee benefits program.

Benefits of a voluntary benefits captive

These innovative funding programs help employers address the diverse needs of a multigenerational workforce while offering some protection against rising health costs:

  • No collateral or capital is required
  • Surpluses are reinvested to improve employee benefit programs
  • Greater control over plan design supports health and welfare initiatives
  • Employees get lower premiums and expanded coverage

Employers seeking cost-effective benefits

Organizations with more than 1,000 employees can offer better benefits at lower costs with a group captive solution.

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Captive owners seeking diversification

Expand your risk management options with a low-risk, predictable single-parent captive solution from MMA.

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Meet Krystie, a leader in voluntary captives.

Krystie Dascoli


Voluntary Benefits Practice Leader
Conshohocken, PA

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