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Voluntary benefits group captive solutions

Enhance benefits, control costs, and reinvest savings with voluntary benefits group captive solutions.

Our voluntary benefits group captive solutions offer an alternative that helps employers with more than 1,000 employees improve satisfaction while managing costs. By creating a customized benefits package that includes Accident, Critical Illness, Hospital Indemnity, and Legal Services, you can support employee well-being and reinvest savings into programs that matter most.

Advantages of a voluntary benefits group captive

MMA’s voluntary benefits group captive solution offers several advantages for employers looking for flexibility, control, and cost savings.

Flexible benefit options

Choose from various voluntary benefits and reinvest proceeds into employee programs.

Cost savings

See premium reductions of 10% to 45%, with possible dividends when claims are favorable.

No upfront capital

No minimum premiums or participation; carrier-managed premiums help reduce administrative tasks.

Shared risk and stability

Pool risk across participants to help provide financial stability.

Reinvestment in employee

Use proceeds to fund wellness, communication, or other programs to help boost satisfaction.

Meet Stephanie, a financial leader in voluntary benefit captives.

Stephanie Lefkowski

Senior Financial Leader
Conshohocken, PA

Meet a group captive specialist.