Employee Health & Benefits

Great Insurance is Just the Beginning

Regardless of where the future takes us, one thing is for sure: The days of simply providing basic health and welfare insurance plans to employees are over.

Employer-provided benefits programs are no longer limited to just insurance plans. With the increasingly complicated compliance landscape intersecting with changes in how employers and employees are defined and engage with each other, leading employers need to provide programs of benefits not just a benefits program.

Employee Products and Services

Basically, we’ve got it all. With so much to offer, things can get left out on lists. If you don't see it below, just ask. In addition to all health, dental and welfare insurance lines, MMA provides employers with the following:

Business Management

  • Alternative funding methodologies
  • Plan change impact analysis
  • Actuarial services
  • M&A plan comparison and advising
  • Cost, contribution and utilization benchmarking and forecasting
  • Employee, senior management, board presentations

Plan and Benefits Management

  • All health and welfare insurance programs
  • Domestic and international programs
  • Plan design, implementation and support

Employment Wellbeing, Support & Engagement 

  • Wellness, health management and employee wellbeing strategies
  • Culture audits
  • Health care consumerism training
  • Employee assistance programs, Health Advocate services

Compliance & Human Resources Support 

  • Regulatory and health reform updates and guidance
  • Policy, program and procedure analysis
  • Management development and training
  • Employee communication strategy and delivery
  • Employee recruiting, screening, retention and termination assistance

MMA Employee Health & Benefits Technology Suite

  • MMA HRLink helps you automate benefits and HR functions and stay compliant
  • MMA MarketLink provides benefits admin, private exchange, ACA compliance and more
  • Navilink
  • iBenefits is an employee benefits app
  • iNGAGED provides employees with custom communications through a one-stop benefits info app

Our goal at MMA is to present you with solutions that offer smart ways to cut costs while still providing quality benefits.

In addition to our core benefits services, we have specialists monitoring and analyzing the implications of the Affordable Care Act. These experts, working in conjunction with our compliance and actuarial team, can help you determine the financial impact on your business and put a plan in place to help your company comply with complex regulations and manage costs.

Financial & Underwriting 

  • Strategic forecasting model
  • Underwriting model
  • Demographic model
  • Underwriters on staff
  • Data warehouse

Healthcare Strategies 

  • Stop loss captives
  • Private exchange communications tools
  • MMA MarketLink-private exchange platform
  • Pharmacy/stoploss collectives
  • Industry verticals

Health Care Reform & Compliance 

  • Pay or Play modeling tools
  • Marketing tool kits and client ready checklists
  • ERISA attorney support
  • National advisory team
  • Seminars, alerts, web access to resources
  • Actuarial resources

Population Health Management & Wellness 

  • Data analytics
  • Value based design
  • Medical, Wellness, and Pharmacy Directors
  • Wellness platform

Retirement & Executive Benefits 

  • Plan design and benchmarking
  • Investment selection line-up and monitoring
  • Service provider oversight and management
  • Employee education
  • Fiduciary oversight

Worksite/Voluntary Benefits

  • Integrated delivery model simplified
  • Communications strategies
  • Various in-house enrollment strategies
  • Ongoing operational support
  • Robust carrier offerings


  • Single point of contact to 17,500+ benefits experts
  • Worldwide network with local benefits specialists in 135 countries
  • Combined purchasing power in Market with $40B+benefits premium placed

Benefits Administration & Communication 

  • Full outsourced or co-Sourced w/ retiree & FMLA capabilities
  • COBRA & Spending Accounts
  • Call Center
  • Employee/Employer Communications