Employee Health & Benefits

Tomorrow’s workforce is looking for more than a benefits plan. Today’s employers need more than a broker. Discover Marsh McLennan Agency’s emerging trends, cost-containment alternatives, and potent tech tools to keep your talent strategy competitive and compelling.

Absence, Disability, and Life Insurance

Discover solutions for absence, disability, and life programs. Improve compliance, reduce costs, and support your workforce with insights and tools.

Actuarial Services

Identify your risk, measure potential financial exposures, and receive long-term strategies to support building a sustainable health plan.

Billing Reconciliation Service

Streamline your billing reconciliation practices with an innovative, secure, and scalable digital workspace.

Captive Solutions

Exclusive opportunity for our clients. Participate in an alternative risk management tool that limits the volatility of your stop-loss policy.

Compliance Support and Oversight

Leverage the resources, knowledge, and expertise of our legal team. You can maintain peace of mind with proactive assessments of your compliance strategy.

Dimensions of Well-being

Implement a comprehensive wellness program that empowers employees and seeks to reduce healthcare costs.

Employee Communication

Develop a strategic communications plan that leverages multiple forms of media and targeted content to capture attention and drive engagement for even the most diverse workforce.

Flexible Benefits and COBRA Administration

Simplify flexible benefits and COBRA administration with services that improve efficiency, support compliance, and keep employees connected to their benefits.

Global Total Rewards

The middle-market employers' resource for providing employee benefits globally in partnership with Mercer Marsh Benefits (MMB) worldwide.

HR Consulting

Simplify your HR processes to hire and retain top talent while enhancing your organization's resilience.

HR Technology Consulting

The MMA HR Technology Consulting team works hand-in-hand with you to maximize your organization’s investment in HR technology integration.

Network Navigator

Network Navigator is a decision support tool that converts new price‑transparency data into actuarially‑certified, provider‑level insights so employers can compare and optimize health plan networks side‑by‑side with speed and confidence.

Pharmacy Benefit Solutions

Discover pharmacy benefit solutions that enhance efficiency and deliver tangible savings for your organization.

Planning & Analytics for Total Health

PATH transforms data into prescriptive strategies that help employers offer competitive, cost-effective benefits aimed at supporting employee health.

Professional Employer Organization (PEO) Consulting

Our team of experienced PEO professionals can help you decide whether it’s time to leave your PEO and guide you through the transition.

Stop Loss Solutions

Navigate your options as a self-funded employer to protect your organization from catastrophic claims.

Strategic Plan Management

Retain employees with a methodical and long-term approach to strategically contain costs through plan improvements.

iNGAGED HQ

An easy way to connect your workforce, wherever work happens.

Voluntary Benefits

Meet the needs of your diverse workforce with the right mix of employer and employee-paid products.

Workers’ Health 360®

Workers' Health 360 is an innovative digital platform that shows a comprehensive overview of employee risk, costs, and trends. This worker data is transformed into actionable insights that will drive potential solutions for an organization.

Frequently Asked Questions

The right employee benefits can positively impact your employer brand and help you attract and retain talent. Therefore, navigating the complexities of trends and regulations around these programs can help your employees and directly affect your bottom line.

As an experienced employee benefits consulting firm, Marsh McLennan Agency can help you translate your enterprise structure and business goals into an efficient benefits plan. We’ll conduct thorough research and assess your workforce to recommend a package that takes advantage of the latest best practices.

We have years of experience negotiating with carriers and following industry trends. And we’ll help you identify opportunities for options to support both your plan design and ongoing cost management.

Gain confidence in your decision-making process with our comprehensive benchmarking data that allows you understand the latest regulatory standards and adjust as needed.

An employee benefits consultant follows industry trends and research. That can involve comparing different insurance providers or reading up on the latest legal requirements for employers.

However, that’s what happens in the background. Our consultants will work closely with you to assess your business and organizational goals. To get the full picture, they cross-reference those insights with employee demographics and data from employee surveys.

During the actual plan design, they’ll match your needs and budget to choose from a range of plans on the market. Our consultants will provide guidance and employee engagement strategies. That way, you get the most out of your investment from day one to support you during enrollment.

Once you’ve implemented your plan, they’ll continue to research and benchmark it against recent offerings and even help to resolve any issues with vendors that may arise.

Managing employee benefits solutions can put an enormous burden on your HR personnel. This can create a poor employee experience.

Modern IT solutions like self-service portals allow employees to review and compare their plan options or make enrollment decisions on their own. This reduces the burden on your HR department while improving your employees' user experience.

Before you make the switch, it’s important to consider your current IT solutions. Digitized benefits solutions give you enormous control over your data and innovative functionality. However, integrating legacy payroll or attendance management systems can impact your transition.

Our Marsh McLennan Agency specialists will gladly assist you in choosing and implementing the employee benefits solution that works for you.

The key benefit of a group health insurance plan is that it gives your employees access to affordable healthcare. That can help improve employee morale and contribute to a motivating team spirit. It can also help attract and retain talent and boost your employer brand.

Comparably lower premiums and simplified claims management are a big plus. Your employees will mostly feel the benefits of comprehensive coverage because group health plans typically provide a range of healthcare services.

Most group health insurance plans also cover preexisting conditions and allow employees to extend coverage to spouses and children, making it a more attractive option for families.

Doctor or nurse caregiver showing a tablet screen to senior man and laughing at home or nursing home

Annual reminder: Medicare Part D (creditable coverage) notices due to individuals

08/26/2026

Employee benefits ROI: 5 ways to get more value from your benefits

08/24/2026

The ACA’s Affordability Safe Harbor Percentage Increases to 10.22% for 2027

08/10/2026

More Insights

California Workplace Violence Prevention Plans: Lessons From the First Years of SB 553

11/03/2026

Well-being Throughout the Employee Experience: Cultivating a Thriving Culture from Hire to Retire

11/12/2026

More Events

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Employee Health & Benefits

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Download the 2026 Employee Health & Benefits Trends report.

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