As the situation in Ukraine evolves, businesses should be mindful of potential risks to their people, assets, operations, or supply chains in the region and globally. Marsh, as part of the Marsh McLennan family of companies, has created a page with information, tools, and resources related to the Russia-Ukraine conflict. Please visit the page for the latest information.
Providing competitive employee benefits at a controlled cost is an increasingly difficult task. A stop loss captive is an alternative risk management tool that allows you to gain control of your plan. A captive is different than traditional stop loss coverage because it gives your plan stability by spreading risk across its members, reducing volatility. You can also earn a profit when the captive outperforms expectations.
Is a captive the right move for you? If you meet the criteria below, it might be time to consider a stop loss captive.
You’re self-insured or considering a move to self-insured.
You’re capable of, and prepared to, make a long-term investment in cost reduction.
You have the financial means to take limited risk.